The finance departments at the Tomes Auto Group family of dealerships offer our Texas customers access to credit assistance and available bankruptcy approval programs that were designed to help even the most credit challenged individuals obtain a new or quality used vehicle. We understand that not everyone has perfect credit, but we don’t believe that should disqualify you from obtaining the vehicle you’re looking to purchase. Regardless of your current credit score or your previous credit history, Tomes Auto Group wants to help! The experienced personnel that make up our finance departments work hard to provide our customers in McKinney and all of the surrounding communities with the opportunity to purchase a quality vehicle, while also helping them improve their credit score through an auto loan they can afford.
At the Bob Tomes Ford, Brandon Tomes Subaru and Brandon Tomes Volkswagen credit centers, we work hard to make it easy for our Texas customers to get financed. Visit any of our dealerships to speak with one of our automotive finance specialists in person, call to speak with a financing representative by phone or complete one of our convenient online financing applications to possibly receive instant credit approval! If you live in McKinney or any or the surrounding areas, visit one of our dealerships today and let our credit assistance teams tailor a car loan designed specifically for you.
As with any auto loan from an automotive loan provider, the applicant will be required to provide records, for example, proof of auto insurance and a current, valid driver’s license. If applying a subprime car loan, the applicant will have to bring a few additional records. The reason for extra documents is a moneylender is incurring a high risk when financing a subprime car loan. By requiring additional documents, the financer is taking additional steps to ensure that the loan will be likely to benefit both the applicant and the lending institutions.
Here is a rundown of the documentation that subprime loan provider suggest that you carry with you when you initially go to the dealership finance department: